Terms of Service
Last updated: September 26, 2025

These Terms and Conditions govern access to and use of the website www.pro-banking.pl (hereinafter: “Website”), operated by Kanceleria Prawno-Finansowa Pro-Banking Sp. z o.o. (hereinafter: “Provider”, “we”, ‘us’ or “our”). By using this Website, the Website User (hereinafter: “User”) agrees to comply with and accept these terms and conditions. Please read these Terms and Conditions carefully.

1. General provisions
1.1. The Website is operated by Kanceleria Prawno-Finansowa Pro-Banking Sp. z o.o., with its registered office at ul. Dworcowa 12/U2, 41-600 Świętochłowice, entered in the register of the District Court Katowice – Wschód in Katowice, 7th Commercial Division of the National Court Register under number 0000836544, NIP: 6272766989, REGON: 385874315, with share capital of PLN 100,000.

1.2. These Terms and Conditions apply to all users of the Website.

1.3. By accessing or using the Website, the User confirms that they have read, understood, and accepted the terms and conditions set out in these Terms and Conditions of Use and the Privacy Policy, which forms an integral part of these Terms and Conditions.
2. Terms of Use of the Website
2.1. The Website may only be used in accordance with applicable law and these Terms of Use.

2.2. The User undertakes to refrain from any actions that may disrupt the operation of the Website or violate the rights of other Users.

3. Intellectual property
3.1. The content and materials available on the Website, including, but not limited to, texts, graphics, logos, images, and software, are the property of the Provider or its licensors and are protected by copyright, trademark protection, and other intellectual property laws.

3.2. The User is granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Website solely for personal, non-commercial purposes.
4. Changes to the Terms and Conditions
4.1. The Provider reserves the right to change these Terms and Conditions of Use at any time. Any changes shall take effect immediately upon publication of the updated Terms and Conditions of Use on the Website. Continued use of the Website after any changes have been made constitutes acceptance of the updated Terms and Conditions.

4.2. You are responsible for reviewing these Terms regularly to be aware of any changes.

5. Applicable law
5.1. These Terms of Use and any disputes arising from or related to them are governed by Polish law, excluding conflict of law provisions.

5.2. Any disputes arising from these Terms of Use shall be settled exclusively by Polish courts competent for the Supplier’s registered office.

6. Contact details
6.1. If you have any questions or concerns regarding these Terms of Use or the Website, please contact us at:

– e-mail address: biuro@pro-banking.pl,

– mailing address: ul. Dworcowa 12/U2, 41-600 Świętochłowice.